Does your Dive Insurance cover Corona

A Public Service Announcement regarding all those entering into the United States…

Health Alert – Department of State – Bureau of Consular Affairs (January 15, 2021)

Location: Worldwide:The U.S. Centers for Disease Control and Prevention (CDC) Director has signed an order requiring all airline passengers traveling to the United States, including U.S. citizens and Lawful Permanent Residents (LPRs), to provide proof of a negative COVID-19 viral test or recovery from COVID-19.

Event: Effective January 26, all airline passengers to the United States ages two years and older must provide either a negative COVID-19 viral test taken within three calendar days of travel or provide a positive test result and documentation from a licensed health care provider or public health official of having recovered from COVID-19 in the 90 days preceding travel. Passengers must also attest, under penalty of law, to having received a negative qualifying test result or to recovery from COVID-19 and medical clearance to travel.

Airlines must deny boarding to passengers who do not meet these requirements.

U.S. citizens in countries where adequate COVID-19 testing is not available or may not be able to satisfy the requirements, should depart immediately or prepare to be unable to return to the United States until such time as they can meet the requirements.

Are you prepared for cost of an extended stay should not be allowed to fly into the United States?

Check the two dive insurance companies for a policy that best serves your needs.

DiveAssure:

Corona Related Medical Coverage:

Our programs include Covid-19 related Medical Expense and Trip Interruption benefits while traveling on a covered trip, if there is a medical diagnosis, subject to the terms and conditions of the insurance policy. Diagnosis must be issued in writing by the treating facility and approved by the insurers. If you require to be medically quarantined while on a covered trip, you may be covered for daily quarantine expenses up to the covered sum as indicated for the program you have purchased, while on the covered trip.

Corona Related Cancellation/Interruption Coverage:

Current Purchases: Programs purchased now may cover trip cancellation/interruption due to Your Covid-19 diagnosis or illness. For coverage to apply, the program must be purchased within 14 days of the first deposit date and at least 14 days before a Covid-19 positive diagnosis.

Past Purchases: Programs purchased before January 24, 2020 may be eligible for trip cancellation/interruption due to Covid-19. Coverage must have been purchased 30 days prior to a travel warning being issued and is subject to the terms and conditions of your policy.

Programs purchased on or after January 24th 2020 are eligible for trip cancellation, based on the terms and conditions of your policy, if you have contracted Corona virus before a covered trip and can’t travel due to a medical reason.

Please note: cancellation and interruption not related to Covid-19 is still in effect for all programs based on the terms and conditions of the policy.

Credit and Refund Policy due to Corona:

DiveAssure is offering full credit for purchased programs or a change of dates free of charge if the trip you have coverage for was postponed or cancelled due to Coronavirus. Refund requests will be considered on a case by case basis depending on purchase date.

To receive coverage through DiveAssure click HERE

DiversAlertNetwork:

The Coronavirus outbreak is considered a foreseeable event as of January 29, 2020. This means coverage is unavailable for losses related to the Coronavirus if the insurance plan was purchased on or after January 29, 2020.

COVID-19 was formally declared a pandemic by the World Health Organization on March 11, 2020. For insurance plans that exclude pandemics, coverage is unavailable for losses that occurred on or after March 11, 2020. Plan exclusions for a pandemic can vary according to your state of residence and the plan you purchased. To review your coverage details, please see your Description of Coverage or Insurance Policy.

For any plans that include coverage for losses due to sickness, we are providing coverage if you, a family member, or a traveling companion contract COVID-19 and plan requirements are met. Eligible coverages can include Trip Cancellation prior to your scheduled departure, Trip Interruption, Travel Delay, Medical and Dental, and Emergency Assistance and Transportation coverage during your trip.

Customers are strongly encouraged to read their Description of Coverage or Insurance Policy for details regarding their available coverage.

To receive travel coverage through DiversAlertNework click HERE

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